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Personal Accident Insurance

This is a comprehensive insurance cover that guards you in the event of injuries, disability, or death as a result of an accident. This is a 24-hour insurance cover. This cover is available for an individual and also for a group of people in an organization.
  1. Accidental Death
  2. Permanent disability as a result of the accident (the extent of disability will be determined by the doctor)
  3. Cash payment up to the provided limit, upon admission to the hospital
  4. Temporary total disability resulting in loss of income; maximum 2 years
  5. Medical expenses as a result of an accident
  6. Purchase of artificial appliances such as clutches
  7. Payment of a final benefit for purposes of organizing funeral expense

Requirements for cover are:

  1. Premium Payment
  2. Duly Completed Proposal Form
  3. Copy of ID
  4. Copy of TIN
  5. Number/Certificate/Valid NIDA ID

In the event of a claim kindly contact us on: +255 762 616 864, or email us at claims@heritageinurance.co.tz or you can visit us at the branch nearest to you.

Minimum Claim Requirements
To make a claim, please ensure that you have the following documents:

  1. TIN Number/Certificate/Valid NIDA ID
  2. A filled claim form
  3. Any other documents requested