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Public Liability Insurance
Public Liability:
Under this Section, the Insured is indemnified against claims which the Insured is legally liable to pay in the event of:
Injury or death arising out of insured’s business activities or operations
Loss or Damage of third party property arising out of insured’s business activities or operations
Legal defence costs and expenses incurred in defending the claim.
What is covered by Public Liability Insurance?
The risk may involve:-
Third-party injury
Claims arising from the injury (and associated medical costs) of members of the public at your business premises or in relation to your business activity.
Third-party property damage
Claims arising from the damage to someone else’s property, whether it’s a physical premise (such as a building) or an item they own as a result of your business activity.
- Legal fees
- Reasonable cost of legal fees and expenses associated with defending a claim made against you, even if you’re not at fault.
- Damage to property owned by you
- Contractual liability
- Professional advice
- Faulty workmanship
- Fines and penalties
- Employers liability
- Asbestos
- Product guarantee or warranty
- Drones
In the event of a claim kindly contact us on: +255 762 616 864, or email us at claims@heritageinurance.co.tz or you can visit us at the branch nearest to you.
Minimum Claim Requirements
To make a claim, please ensure that you have the following documents:
- TIN Number/Certificate/Valid NIDA ID
- A filled claim form
- Any other documents requested